Built by Family. Backed by People.
Backed by decades of legal and commercial expertise, we connect high-net-worth individuals and sophisticated investors with carefully structured, first mortgage secured loan opportunities. We’re not a broker, we’re not a bank and we’re not a mutual fund or AFSL — we’re a private lending consultancy that pulls together deals that move with speed, clarity, and integrity.
Every loan we manage is one we believe in personally — we only present opportunities we’re prepared to fund ourselves. Whether you're seeking capital or looking to lend, Brett Scott Mortgage Consultants is your trusted partner in navigating the private lending landscape with confidence and care.
Our goal is simple; Private Lending without the BS.
At Brett Scott Mortgage Consultants, we specialise in private, non-bank lending solutions for sophisticated borrowers and lenders. As a family-run business, we pride ourselves on building long-term relationships based on trust, discretion, and personalised service.
Meet The Team…
Brett Scott
Brett is a respected figure in the Australian private lending space, with over 40 years of experience as a mortgage lawyer and lender. He is best known as the founder of Eclipse Prudent Mortgages, a successful non-bank lending business he led for two decades before its sale.
Now in retirement, Brett has returned to the industry at Brett Scott Mortgage Consultants with a renewed focus: to help fund commercially sound loans that traditional banks routinely overlook. With deep legal insight, a conservative lending philosophy, and a sharp eye for risk, Brett brings clarity, structure, and integrity to every transaction — traits that define both his personal and professional reputation.
When he is not reviewing deals, Brett can be found in the garden, on a boat, on a Sunday drive, or watching the rugby with a well-deserved chardonnay in hand.
Founder, Consultant & Lead Lender
Georgia Robson
Georgia brings a strong legal background to her role, having previously worked as a National Practice Group Leader and Senior Associate at a leading law firm before moving into finance. She now oversees all aspects of the business, with a key focus on procedure, legal and compliance, and makes it a point to know all lenders personally.
As the key contact for brokers, borrowers and lenders, Georgia manages all enquiries with a solutions-focused approach and deep understanding of both legal structure and commercial outcomes. She is committed to making deals work — practically and commercially. Georgia is well connected to the construction and development industry with family businesses Prekaro Projects and LRP Developments.
When she’s not negotiating a deal, Georgia is a busy mum of three, and dreams of one day reading a novel without small humans interrupting.
Lender
Belinda Ram
Belinda, our General Manager, is an accountant of 10 years’ standing with over 22 years’ experience in mortgage lending and investment. She worked for Brett Scott at Eclipse Prudent Mortgages for 15 years, through to its sale and beyond under new ownership. Belinda later re-joined Brett and Nellie Scott as their personal finance manager and helped establish Brett Scott Mortgage Consultants. She keeps the wheels turning in every sense, including being first point of contact for operational loans and existing lenders.
Belinda oversees all aspects of finance, accounting, settlements, discharges, and operations. Highly efficient and respected, borrowers, lenders, and lawyers alike comment that Belinda is one-of-a-kind and a dream to work with.
When not in her Melbourne home office, Belinda keeps busy with home improvements and trying to keep up with her almost-adult daughter.
General Manager
Nellie Scott
Nellie Scott is Co-Founder and Lead Lender at BSMC, working alongside her husband, Brett. She brings a common-sense approach to every loan, personally reviewing and providing funding to each loan. Beyond the business, Nellie is a director of the PWS Honour Foundation, an active community volunteer, and enjoys splitting her time between Sydney and Brisbane.
Lead Lender
Hellen Costa
Originally from Brazil, Hellen Costa is BSMC’s Project Administrator, ensuring systems and processes run seamlessly for both borrowers and lenders. She manages the administrative side of each loan with care, keeping everything on track. Away from work, Hellen enjoys Gold Coast beaches and hunting down the perfect croissant with her husband.
Loan Administrator
Kimberley Ram
With a strong background in operations management across the medical and finance sectors, Kimberley Ram brings structure and experience to her role. Working closely with Belinda in Melbourne, she ensures the business runs efficiently and financial checks and balances are in place. Away from work, Kim is most at home on her Harley Davidson, clocking up miles on the open road.
Finance Administrator
Climb if you will, but remember that courage and strength are nought without prudence, and that a momentary negligence may destroy the happiness of a lifetime. Do nothing in haste; look well to each step; and from the beginning think what may be the end.
― Edward Whymper